| |
|
Information
We Collect About You
We collect nonpublic personal information about you from the
following sources: |
|
•
|
Information
we receive from you on applications and other forms |
|
•
|
Information
about your transactions with us |
|
•
|
Information
we receive from a consumer reporting agency |
|
•
|
Information
obtained when verifying the information you provide on an application
or other forms; this may be obtained from your current or past
employers, or from other institutions where you conduct financial
transactions |
|
| We
may disclose all of the information we collect, as described
above, as permitted by law. |
| |
|
Parties
Who Receive Information From Us
We may disclose nonpublic personal information about you to
the following types of third parties: |
|
Non-financial
companies, such as consumer reporting agencies, check/share
draft printers, plastic card processors, and government agencies |
| |
|
|
Disclosure
of Information to Parties That Provide Services to Us
In order for us to conduct the business of the credit union,
we may disclose all of the information we collect, as described
above, to companies that perform marketing or other administrative
services on our behalf or to other financial institutions
with whom we have joint marketing agreements so that we may
provide members competitive products and services. We may
also disclose nonpublic personal information about you under
circumstances as permitted or required by law. These disclosures
typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow
your instructions as you authorize, or protect the security
of our financial records.
To protect
our members' privacy, we only work with companies that agree
to maintain strong confidentiality protections and limit the
use of information we provide. We do not permit these companies
to sell the information we provide to other third parties.
|
| |
|
Disclosure
of Information About Former Members
If you terminate your membership with Clark County Indiana Teachers
Federal Credit Union, we will not share information we have
collected about you, except as may be permitted or required
by law. |
| |
How
We Protect Your Information
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
or procedural safeguards that comply with federal regulations
to guard you nonpublic personal information. |
| |
What
Members Can Do to Help
Clark County Indiana Teachers Federal Credit Union is committed
to protecting the privacy of its members. Members can help by
following these simple guidelines: |
| •
|
Protect
your account numbers, plastic card numbers, PINs (personal identification
numbers) or passwords. Never keep your PIN with your card, which
can provide free access to your accounts if your card is lost
or stolen. |
| •
|
Use
caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you explaining
the call is on behalf of the credit union and asks for your
account number, you should beware. Official credit union staff
will have access to your information and will not need to ask
for it. |
| •
|
Keep
your information with us current. If your address or phone number
changes, please let us know. It is important that we have current
information on how to reach you. If we detect potentially fraudulent
or unauthorized activity or use of an account, we will attempt
to contact you immediately. |
| •
|
Let
us know if you have questions. Please do not hesitate to call
us - we are here to serve you! |
| |
