Fee Schedule
 
Effective December 1, 2007
Savings Account Fees
Christmas Club Account Early Withdrawal fee:
$10.00 per withdrawal

Regular Account Service:

$5.00, if goes below
$5.00 par value
Regular Account Excessive Withdrawal:
$2.00 per withdrawal
after three (3) allowed per month.
     
Share Draft (Checking) Account Fees
Overdraft:
$22.50 per item
To report a lost or
stolen debit card
call: 1-800-523-4175.
Overdraft Transfer:
$3.00 per transfer
Share Draft Copy:
$3.00 per copy
Share Draft/Check Printing fee:
Prices may vary
depending upon style
Share Draft (Checking) Account Service fee:
$7.00 per month if the minimum balance
is not maintained.
Account Reconciliation fee:
$20.00 per hour, two (2)
hour minimum.
NSF fee:
$22.50
     
Other Service Fees (Applicable to all accounts)
Error Research fee
$5.00 per occurrence
Statement Copy fee
$2.00 per copy
Deposited Item Return fee:
$13.00 per item
Wire Transfer (outgoing) fee:
$15.00 per transfer
Dormant Account fee:
$8.00 per month
Return Mail Fee (undeliverable):
$5.00 per month
  Return Mail (deliverable):
$1.25 per item
Verbal Account History fee:
$2.00 per request/two (2) free histories allowed each month.
     
ATM/ACH NSF fee:
$22.50 per item
ACH Manual Posting :
$0.50
ATM/ACH Overdraft fee:
$22.50 per item
ATM Card Replacement fee:
$10.00 per card
ATM/Debit Card PIN change:
$2.00 per change
Point of Sale Purchases that are PIN Transactions:
$0.25 per item
ATM:
$1.00 each after five
(5) free per month
     
Check Cashing fee:
$3.00 per item if account balance is less than $100.00
  Stop Payment Request fee:
$12.00

Stop Payments placed after item is received (includes ACH items):

$22.50 per request

Outgoing Fax:
$1.00 per fax
Money Order fee:
$1.00 per money order
Cashier's Check:
$12.00 per check
ACH Origination to another financial institution:
$2.50 per transfer
IRA Close Account/Transfer:
$20.00 per transfer
Loan Late Payment Fee:
$20.00
ATM/ACH fees :
$20.00
Close account within 6 mo of opening:
$5.00
Reopen account within 3 mo of closing :
$5.00
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
 
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