Fee Schedule - Effective April 1, 2009
Regular Account Excessive Withdrawal (5 allowed monthly)  $ 3.00 per withdrawal
Close Account Fee (within first 6 mo of opening account)  $ 5.00
Reopen Account Fee (within 6 mo of closing)  $ 5.00
SYBIL audio response  FREE 
PERFECT TELLER on line banking  FREE 
Debit POS transactions  FREE 
Debit PIN transactions  $ 0.25
NSF/Overdraft Fees (Draft, ATM/Debit, ACH)  $ 25.00
To report a lost or
stolen debit card
call: 1-800-523-4175.
Stop Payment Fee  $ 12.00
Overdraft Transfer from Shares  $ 3.00
Share Draft Copy Fee  $ 3.00
Checks ordered through Credit Union  varies 
ATM/Debit Card Replacement  $ 10.00
ATM/Debit Card PIN Change  $ 3.00
Checking Below Minimum Balance Fee  $ 7.00
Account Reconciliation (per hour) $20.00
Account Research Fee  $ 10.00
Statement Copy  $ 5.00
Statement Printout by Teller (per month)  $ 1.00
Return Check Fee (deposited/cashed  and is returned)  $ 15.00
Domestic Outgoing Wire  $ 20.00
Domestic Incoming Wire  FREE 
Dormant/Inactive Account Fee (monthly)  $ 8.00
Return Mail Fee  $ 3.00
Verbal Account History (2 free per month)  $  2.00
ATM Withdrawal Fees (5 free per month)  $ 1.00
Check Cashing with Active Draft Account  FREE 
Check Cashing, no draft, share balance $100+ FREE
Check Cashing, no draft, share balance less than $100  $ 4.00
Money Order Fee  $ 1.00
Teller Check to Third Party Fee  $ 3.00
Cashier's Check Fee  $ 6.00
ACH Origination to Another Financial Institution  $ 4.00
IRA Close Account/ Transfer Fee  $ 25.00
Garnishment/Levy Fee  $ 15.00
Christmas Club Early Withdrawal  $ 10.00
Mortgage Loan Fax/Mail Payoff Fee  $ 25.00
Subordination of Second/HELOC Mortgage Fee  $ 100.00
Convert Member's Personal Draft to Teller Check  $ 10.00
Lien Recording of Second/HELOC Mortgages  $ 40.00
Automobile Title Recordings  $ 25.00
Second/HELOC Underwriting Fee  $ 50.00
 
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