Fee Schedule
 
Effective December 1, 2007
Savings Account Fees
• Christmas Club Account Early Withdrawal fee:
$10.00 per withdrawal
•

Regular Account Service:
$5.00, if goes below
$5.00 par value
• Regular Account Excessive Withdrawal:
$2.00 per withdrawal
after three (3) allowed per month.
     
Share Draft (Checking) Account Fees
•
Overdraft:
 $22.50 per item
To report a lost or
stolen debit card
call: 1-800-523-4175.
• Overdraft Transfer:
$3.00 per transfer
•
Share Draft Copy:
$3.00 per copy
•
Share Draft/Check Printing fee:
Prices may vary
depending upon style
•
Share Draft (Checking) Account Service fee:
$7.00 per month if the minimum balance
is not maintained.
•
Account Reconciliation fee:
$20.00 per hour, two (2)
hour minimum.
• NSF fee:
$22.50
     
Other Service Fees (Applicable to all accounts)
• Error Research fee
$5.00 per occurrence
• Statement Copy fee
$2.00 per copy
• Deposited Item Return fee:
$13.00 per item
• Wire Transfer (outgoing) fee:
$15.00 per transfer
• Dormant Account fee:
$8.00 per month
• Return Mail Fee (undeliverable):
$5.00 per month
  Return Mail (deliverable):
$1.25 per item
• Verbal Account History fee:
$2.00 per request/two (2) free histories allowed each month.
     
• ATM/ACH NSF fee:
$22.50 per item
• ACH Manual Posting :
$0.50
• ATM/ACH Overdraft fee:
$22.50 per item
• ATM Card Replacement fee:
$10.00 per card
• ATM/Debit Card PIN change:
$2.00 per change
• Point of Sale Purchases that are PIN Transactions:
$0.25 per item
• ATM:
$1.00 each after five
(5) free per month
     
• Check Cashing fee:
$3.00 per item if account balance is less than $100.00
  Stop Payment Request fee:
$12.00
•

Stop Payments placed after item is received (includes ACH items):

$22.50 per request
•
Outgoing Fax:
$1.00 per fax
•
Money Order fee:
$1.00 per money order
•
Cashier's Check:
$12.00 per check
• ACH Origination to another financial institution:
$2.50 per transfer
•
IRA Close Account/Transfer:
$20.00 per transfer
•
Loan Late Payment Fee:
$20.00
•
 ATM/ACH fees :
$20.00
•
 Close account within 6 mo of opening:
$5.00
•
 Reopen account within 3 mo of closing :
$5.00
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
 
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